If you have certain traffic infractions, your state's department of motor vehicles, or a judge in traffic court or criminal court, can order you to carry more insurance than the state normally requires. If you are required to carry more than the normal state-required minimum insurance amount, the courts will order you to obtain a higher insurance policy, called SR22 insurance. Here are three of the most common reasons why someone may be required to carry SR22 insurance.
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The moped is a popular mode of transport in many cities and towns. They provide a convenient way to get around and can be used as a cost-effective alternative to cars. However, moped riders need moped insurance to protect themselves from financial losses due to theft, damage, or injuries following an accident. Moreover, you must have moped insurance coverage to comply with traffic rules in most states. This article will discuss the significant benefits of purchasing a moped insurance policy:
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The need to purchase commercial auto insurance is quite clear for businesses that have vehicles that are solely used for business purposes or who maintain a large fleet of vehicles. However, the need to purchase this type of insurance can be far less obvious for many small business owners who rely on their personal vehicles for both personal and business-related matters. If you are not quite sure whether or not your small business requires commercial auto insurance, taking the time to answer the three basic questions below can help you to make this determination.
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Employers are compelled to provide a safe and secure working environment. An employer may be forced to assume responsibility in case a worker gets injured at work. As such, it becomes necessary for any commercial enterprise to maintain workers' compensation insurance. So, what are the full benefits of workers' compensation insurance?
Benefits for the Employer
Protection from Legal Liability
Workers' compensation insurance policy is designed to protect employers from legal suits by injured employees.
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Your requirement for SR22 insurance won't last forever. However, you need to remain on top of the details involving your SR22 insurance to avoid having its requirement extended or restarted.
How Long Will Your SR-22 Insurance Requirements Last?
How long your SR22 requirement lasts can vary depending on the state and your own specific circumstances. Most states require at least three years of uninterrupted SR22 coverage. Whether your specific requirement lasts for a shorter time or longer, you must maintain coverage.
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