Workers' compensation insurance is a type of insurance that provides coverage to employees who are injured or become ill while performing their job duties. It provides medical and wage benefits to employees and protects employers from lawsuits related to workplace injuries. This coverage provides medical benefits, wage replacement, and rehabilitation services to injured employees. Workers' compensation insurance is required by law in most states for employers who have employees. In this article, we will discuss workers' compensation insurance coverage and its importance.
Read More
If you want to start your own manufacturing business, one of the best decisions you could make is to get insurance for it. Here are just a couple of things you can protect your manufacturing business from, thanks to insurance.
Equipment Damage
In order to start a successful manufacturing business that accepts orders from clients, you'll need to have a lot of equipment. These machines can vary depending on what you manufacture, but they'll probably cost a lot.
Read More
When dealing with auto insurance policies, what you don't know can hurt your wallet. So, it's crucial to take time to understand how the automobile policy works and make informed decisions even after acquiring the protection. Below are vital but lesser-known auto insurance facts you should know as you buy new coverage or review an ongoing policy.
Your Credit May Affect the Rates
Most insurance providers have realized that some credit characteristics assist in predicting losses.
Read More
If you are purchasing SR22 insurance, you might be surprised at how much higher your rates are with this type of insurance vs. other insurance programs. However, it isn't the SR22 insurance plan that is causing your rates to go up but is instead other factors.
Why Your Insurance Rates are Higher
One of the most common reasons why your auto insurance rates might go up is traffic violations. When you have received a ticket for speeding, failure to yield, improper passing, or various other violations, you might be penalized.
Read More
For any business that has an actual site where operations take place, commercial property insurance is going to be required. This is the best way to safeguard yourself from paying a fortune on repairs in case bad things happen to your building or the things inside it. Finding the perfect policy just requires a couple of things.
Assess the Value of Product Inventory if Necessary
If you have a company that sells products to customers and these products are stored inside your commercial property, then you need to account for their value when searching for a commercial property insurance policy.
Read More